Make a list of the monthly upcoming expenses. Shortlist the most necessary one. Leave the rest for next month or start saving money for that.
Don't spend money randomly. Divide it according to expense. Dividing money at the start of the month would help you to control your expenditure. Don't miss to keep small part of your salary for the outings or indoor fun activities as they are really important for the sake of peace of mind.
Do the grocery monthly for staple food items and do at least weekly grocery for dairy, fruits and vegetables. Avoid doing grocery on a daily basis because daily going to market will provoke you for the unnecessary food items in your cart. It will also save your fuel charges.
Use coupons or the promotional codes. Keep an eye on the upcoming events and festivities because they came up with lots of discount offers. Avail those discount offers as much as possible but don't get into the trap of expending more than the needs.
Decide your monthly menu beforehand so, you may be fully sure of the food items needed, and the quantity of every item can be analyzed before. You can smartly use this menu list to keep your diet balanced. It will help you to save some extra dollars, by not purchasing things more than the needs. In fact, you will also not run out of grocery at the end of the month.
Go for the home made food. Instead of investing many dollars in fast foods try to cook those yummy foods at home and make it interesting for children and family. They may not only enjoy it at home, but you will save a lot in your pocket. You can also plan outing once or twice a month depending upon your budget.
Must save small portion of your salary for the emergency. No matter how much your salary is always have some extra dollars in hand so, you may deal in with any case of emergency.
Avail benefits that are being offered to you. Whether it's a workplace insurance policy or any of the community services that are offered to you always avail those benefits. They save a lot of money and reduce expense load.
Be smart when you are planning to purchase any household items, car, electronic items, etc. Try to purchase second hand item if it is not going to effect on its service i.e. you can buy a well -conditioned used car. And also develop a habit to sell out the things that are no longer in your use. It will give you some extra dollars in your pocket.
Don't dare to take your children for the grocery. If you do this mistake, you will end up with extra shopping and your budget can effect drastically.